AU Small Finance Bank
Secured against a fixed deposit of ₹20,000 or more. Points are worth ₹0.25 each, a 0.99% forex markup applies, and there is no annual fee after ₹199 to open.
Reward points
Milestone rewards
Points capped at 5,000/statement cycle across all categories.
2 complimentary domestic AIRPORT lounge visits per quarter, gated by ₹50,000 spend in the preceding quarter effective 10 April 2026 (an older, unreconciled FAQ answer on the same page instead states ₹20,000). A separate, unconditional railway lounge benefit also provides 2 visits/quarter.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
