Cashback
Cashback SBI Card
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
- Joining
- ₹999
- Annual
- ₹999
- Base reward
- 5% other online
- Forex
- 3.5%
SBI Card
The higher Nature's Basket tier at ₹4,999 a year, waived above ₹10 lakh of spend, with no published earn rate or benefit detail.
Reward points
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 26 August 2026
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
SBI Card
10 points per ₹100 at Swiggy, Myntra, BookMyShow and eight other partners — about 2.5% back — and 5 points elsewhere online. ₹499 a year, waived above ₹1 lakh.
SBI Card
10 points per ₹150 on dining, movies, groceries and departmental stores, worth about 2.5% back. ₹499 a year, waived above ₹1 lakh of spend.