Axis Bank
4 Lufthansa Award Miles per ₹200, credited to your Miles & More account, with four domestic lounge visits a quarter. ₹3,500 a year, and no fuel surcharge waiver.
Miles
Milestone rewards
No ₹-per-mile redemption value is stated anywhere by Axis; Award Miles credit to the cardholder's own Miles & More membership account. Miles expire unless the card is held 3+ months and at least 1 eligible purchase is made every month. Illustrative first-year total at ₹1,00,000/month spend, per the issuer's own example: 32,000 miles (5,000 welcome + 3,000 renewal + 24,000 spend-linked).
Domestic access via Mastercard's lounge programme, gated by ₹50,000 spend in the preceding 3 calendar months (waived for a grace period after issuance). International access via a complimentary Priority Pass, auto-issued on activation.
Taken from Axis Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
