American Express
A revolving Amex at 1 point per ₹50, with the ₹4,500 annual fee waived in full above ₹1.5 lakh of spend. No lounge access at any level.
Reward points
Milestone rewards
No general blanket ₹-per-point redemption rate is published — the same ₹0.25/point cancellation-only floor and ₹0.33-0.58/point catalogue range applies as on the Gold Card, neither treated as a reliable general floor. Also includes the same limited-period, non-permanent "5X Reward Multiplier" promotional offer.
Taken from American Express's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
