Axis Bank
Lifetime-free, earning 2 points per ₹100 on LIC premiums paid through LIC's own gateway and on foreign spend, with eight domestic lounge visits a year.
Reward points
No ₹-per-point value is stated by the issuer; the shared LIC Rewards Catalogue's own redemption pricing implies roughly ₹0.95-1/point for a specific gift-card redemption on this card, but that is arithmetic derived from the catalogue rather than an issuer-stated rate. A ₹30+GST handling charge applies per redemption request per the shared catalogue, though this card's own fee table separately states its redemption fee as "No" — both figures are kept, not reconciled. Points expire 12 months after accrual. Also includes complimentary lost-card-liability insurance cover up to the credit limit.
2 complimentary visits per calendar quarter, per the official Lounge Access Program ("Set B"), unlocked by ₹50,000 spend in the preceding 3 calendar months — waived for a newly issued card in its issuance month plus the following 3 months. A small lounge-entry validation fee (₹2 Visa/RuPay, ₹25 Mastercard) applies at swipe. Domestic only.
Taken from Axis Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
