Kotak Mahindra Bank
8 points per ₹150 on travel, airlines and electronics — and the base rate doubles to match once your yearly spend passes ₹2 lakh. ₹499 a year, waived above ₹50,000.
Reward points
Milestone rewards
A railway surcharge waiver of up to ₹500/year also applies (1.80% online / 2.50% other bookings), alongside the fuel surcharge waiver. Priority Pass lounge access is extended per the portfolio MITC's special-terms list, but no visit count or unlock condition is stated on this card's own page.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
