Kotak Mahindra Bank
A no-fee virtual RuPay card for existing Kotak cardholders, earning 3 points per ₹100 on UPI and card spend, worth ₹0.10 each.
Reward points
Minimum redemption is 1,000 Reward Points (product page) or 2,000 points via the cashback portal specifically, per the MITC.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
ICICI Bank
Free for life for Defence and paramilitary personnel, with no income requirement. Two domestic lounge visits a quarter, two international a year, and golf.
