Kotak Mahindra Bank
10 Air Miles per ₹100 on travel booked through Kotak Unbox, unlimited lounge access worldwide, and no forex markup at all. ₹25,000 a year.
Miles
1 Air Mile = ₹1 on flight, hotel, and add-on bookings; 1 Air Mile = ₹0.50 on vouchers/gift cards; airline/hotel partner transfers at variable ratios (e.g. Air India 1:1, British Airways 2:1, Marriott 3:1). Minimum 500 Air Miles for travel/voucher redemption, minimum 2,000 for a partner transfer. The card itself is metal. Cash advance is charged at just 1% (vs. the portfolio's usual 2.5%) with an interest-free period on cash advances entirely.
Unlimited domestic and international lounge access for both primary and add-on cardholders, at 1,000+ airports worldwide. Plus 4 complimentary guest visits per primary cardholder per year (2 domestic, 2 international) — domestic entry carries a ₹2 validation charge, international a $1 charge auto-reversed within 7 working days. Add-on cardholders are not eligible for the guest allotment.
Not published by the issuer.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
