Kotak Mahindra Bank
2 points per ₹100 online and 1 offline, worth ₹0.10 each, for ₹500 a year waived above ₹50,000. Available in nine metro cities only.
Reward points
Milestone rewards
A separate 1% fee applies on cumulative fuel spend above ₹25,000 within a statement cycle, on top of the fuel surcharge waiver band.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
