AU Small Finance Bank
No annual fee and no forex markup, with 2.5% back on all spend and sixteen domestic lounge visits a year. You must be registered on ixigo to hold it.
Reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Also includes travel-specific discounts rather than an elevated points rate: 10% off (up to ₹3,000) on flight bookings, 10% off (up to ₹3,000) on hotel bookings, and no payment-gateway charges on train bookings via ixigo Trains/ConfirmTkt. Points capped at 10,000/statement cycle. Also includes ₹1.5 lakh Credit Shield insurance against card outstanding (permanent disability, critical illness, or death).
16/year is a single combined pool of domestic AIRPORT and RAILWAY lounge visits, not airport-only. International access is 1 visit/year via Priority Pass (3-year validity on renewal/replacement).
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
