SBI Card
Up to 10% back on IRCTC train bookings and four railway lounge visits a year, for ₹500. No rupee value is published for the points it earns.
Reward points
Milestone rewards
No point redemption rate is stated anywhere on this card's own page. Railway lounge access: 4 complimentary visits a year (max. 1 per quarter), same facilities and cities as IRCTC SBI Card Premier, for the same ₹2 validation charge.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 26 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
