SBI Card
Up to 10% back on IRCTC train bookings and 5% on flights booked there, with eight railway lounge visits a year. ₹1,499 a year, waived above ₹2 lakh.
Reward points
Milestone rewards
No general point redemption rate is stated. Railway lounge access: 8 complimentary visits a year (max. 2 per quarter) at Delhi, Jaipur, Agra, Ahmedabad and Kolkata (Sealdah), each a 2-hour stay including a buffet meal, unlimited tea/coffee, free Wi-Fi and newspapers/magazines, for a ₹2 card-validation charge. Also carries a complimentary Fraud Liability cover of ₹1 lakh.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 26 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
