Axis Bank
4% back at IndianOil pumps on up to ₹5,000 of fuel a month, plus a ₹50 surcharge waiver each cycle. ₹500 a year, and no lounge access at all.
Reward points
Milestone rewards
Points redeem at ₹0.20 each. A ₹99 redemption fee applies per transaction on the EDGE Rewards platform.
Taken from Axis Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
