ICICI Bank
ICICI's cheapest card at ₹199 a year, waived above ₹50,000 of spend. Up to 3.5% back at HPCL pumps, and 2 points per ₹100 on everything else.
Reward points
Points redeem at ₹0.40 each against a statement, up to ₹1 against ICICI's catalogue.
Taken from ICICI Bank's own published terms. Last verified 21 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
