SBI Card
Professional indemnity cover and 5 points per ₹100 on travel, foreign spend and medical supplies. ₹1,499 a year, waived above ₹2 lakh, with lounge access.
Reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement. The page also states a 5x bonus on all spends specifically on Doctor's Day (1st July) — a single-date bonus rather than an ongoing category rate, not modelled as its own rule. A Professional Indemnity Insurance cover of ₹20 lakh (per the rendered page body; the page's own meta description tag states ₹10 lakh instead — flagged, not resolved) reimburses legal and defence costs, out-of-court settlements and court awards.
International visits capped at 2 per quarter within the annual 4, via a complimentary Priority Pass membership worth $99.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 27 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
