IndusInd Bank
5% back on e-commerce and CRED app spend, 1% elsewhere, with every point worth ₹1 at CRED's own merchants, flights and hotels. ₹499 a year.
Reward points
Redeemable at 500+ CRED Pay merchants, 2,000+ products on the CRED store, flights (via Ixigo), and 8,00,000+ hotels (via Expedia) — with every point equivalent to ₹1. No reward redemption fee applies, an explicit portfolio-wide exemption for this card.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
