AU Small Finance Bank
Up to 12% back at Amazon, Flipkart, Zomato and BigBasket through the CheQ app, and 2.5% on UPI. No annual fee, and no lounge access at any tier.
Reward points
No ₹-per-point redemption value is disclosed anywhere. The 12% and 5% accelerated tiers share a combined cap of 12,000 CheQ Points per statement cycle; the 2.5% and 1% base tiers are uncapped. Redemption is only through the CheQ App, with no redemption fee (unlike the portfolio's usual ₹99+GST charge).
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
