Cashback
Cashback SBI Card
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
- Joining
- ₹999
- Annual
- ₹999
- Base reward
- 5% other online
- Forex
- 3.5%
SBI Card
The higher Central tier at ₹2,999 a year, discontinued in May 2022 and converted to other SBI cards under the same notice.
Reward points
Not published by the issuer.
Taken from SBI Card's own published terms. Last verified 27 August 2026
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
SBI Card
10 points per ₹100 at Swiggy, Myntra, BookMyShow and eight other partners — about 2.5% back — and 5 points elsewhere online. ₹499 a year, waived above ₹1 lakh.
SBI Card
10 points per ₹150 on dining, movies, groceries and departmental stores, worth about 2.5% back. ₹499 a year, waived above ₹1 lakh of spend.