Axis Bank
Online cashback that rises with the month — 2%, 5% or 7% by spend bracket, capped at ₹4,000 — and 0.75% offline. ₹1,000 a year, with no fuel surcharge waiver.
Cashback
Milestone rewards
Genuine cashback, credited automatically before the next statement with no minimum redemption amount. The three online brackets (2%/5%/7%) share one combined cap of ₹4,000 cashback per statement month — not three separate caps.
Taken from Axis Bank's own published terms. Last verified 28 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
