Axis Bank
The earn rate nearly triples once you spend past ₹1.5 lakh in a month, and unlimited lounge access comes with it. ₹12,500 a year; points redeem against a catalogue.
Reward points
Milestone rewards
No general rupee redemption rate is stated; points redeem only against a travel/electronics catalogue or partner-store purchases. Also converts at "2 partner miles for every 5 EDGE Reward points" across 20 named travel partners — a conversion ratio, not a rupee value. A discounted-rate Burgundy variant ("Magnus Credit Card for Burgundy") is mentioned on the same page with a ₹30,000 fee waived at ₹30 lakh spend, but is not separately verified here.
Unlimited complimentary international lounge visits (via Priority Pass) plus 4 guest visits a year, and unlimited complimentary domestic lounge visits — both stated as unlimited, so no numeric visit count is recorded; a fixed guest-visit count (4/year) applies only to the international side.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from Axis Bank's own published terms. Last verified 28 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
