Axis Bank
5% back on bills paid through Google Pay and 4% on Swiggy, Zomato and Ola — together capped at ₹500 a cycle — over a 1.5% base. ₹499 a year.
Cashback
Genuine cashback, rounded to the nearest rupee per transaction, credited the cycle after purchase (3 days before the next statement). No welcome benefit currently applies — a ₹500 promotional cashback existed only for cards issued in the 2020 launch window and is not active for current applicants. Also includes a Dining Delights discount of up to 15% (capped ₹500/month) at partner restaurants, separate from the cashback programme.
Unlocked by ₹50,000 spend in the preceding 3 calendar months, effective 1 May 2024 — waived for the issuance month plus the following 3 months on a newly issued card. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from Axis Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
