SBI Card
SBI's invite-only flagship at ₹9,999 a year, and the only card in its range whose points never expire. No per-category earn rate is published.
Reward points
Milestone rewards
No per-category earn rate is stated anywhere in issuer material — the product page's Rewards tab does not exist in the live DOM. The MITC states AURUM's Reward Points "never expire", unlike every other SBI card's 24-month expiry. AURUM is also the only card exempt from SBI's ₹99 Rewards Redemption Fee, per the MITC. Also carries 1-year complimentary memberships to Club Marriott, Mint & The WSJ and Inflection Point Ventures, and 16 complimentary golf rounds plus 12 golf lessons a year — none of which this schema has a dedicated field for.
Not published by the issuer.
Taken from SBI Card's own published terms. Last verified 27 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
ICICI Bank
Two lounge visits a quarter and golf access for ₹3,000 to join and ₹2,000 a year — the middle tier between Coral and Sapphiro, on the same catalogue points.
