AU Small Finance Bank
Pick the RuPay or Visa build: up to 8% back on UPI through the zagg.money app, with points worth ₹0.25 each and capped at 2,000 a cycle. No annual fee.
Reward points
Minimum transaction ₹500 to earn; capped at 2,000 points/statement cycle; points valid 24 months from accrual; minimum 1,000 points required to redeem, posting as a statement credit within 30 days.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
