AU Small Finance Bank
1% cashback capped at ₹500 a cycle, plus five coins on every UPI payment through the AU 0101 app. ₹299 a year, with no spend waiver at any level.
Cashback
Milestone rewards
No ₹-per-coin value is disclosed anywhere; coins never expire and redeem only through the AU Rewardz catalogue (e-vouchers, recharges, travel).
2 complimentary domestic AIRPORT lounge visits per quarter, gated by ₹50,000 spend in the preceding quarter effective 10 April 2026. A separate, unconditional railway lounge benefit also provides 2 visits/quarter.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
