AU Small Finance Bank
8 points per ₹100 on dining, travel and tax payments, a 1.99% forex markup, and 25% back on your annual ICSI membership fee. No annual fee.
Reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Also includes a flat 25% cashback on the cardholder's annual ICSI membership-fee payment, once per card-anniversary year, primary cardholders only, credited within 60 days — a real, distinct benefit not modelled as a spend-category rule since it isn't tied to a SpendCategory. Points capped at 25,000/statement cycle across all categories, on top of the 5,000-point accelerated-category sub-cap.
2 complimentary domestic AIRPORT lounge visits per quarter (8/year). No Priority Pass or international lounge benefit is confirmed for this card, despite it sharing the same forex/APR tier as AU CA and Zenith.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
