AU Small Finance Bank
5 points per ₹100 on shopping, dining and travel, capped at 5,000 a cycle, with 8,000 points to start. ₹2,000 a year, waived above ₹3 lakh of spend.
Reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Milestone benefits state only a ceiling — "up to 50,000 Reward Points in a card-anniversary year" — with no intermediate thresholds published. Also includes up to 15% instant discount at partner merchants and No-Cost EMI on flight/hotel bookings through AU Rewardz. Points capped at 25,000/statement cycle across all categories, on top of the 5,000-point shopping/dining/travel sub-cap.
"Complimentary Domestic Airport Lounge Access" is stated with no visit count or spend-unlock threshold on this card's own page, and no international lounge access is mentioned at all — unlike Zenith+/Zenith/Vetta, each of which states an explicit domestic AND international count.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
