AU Small Finance Bank
10 points per ₹200 on travel, dining and foreign spend, a 1.99% forex markup, and domestic lounge access plus one Priority Pass visit a year. ₹999 a year.
Reward points
Milestone rewards
The joining fee (₹999) has its own separate waiver, distinct from the renewal-fee waiver above: it is waived if ₹15,000 is spent within the first 30 days of card issuance. No ₹-per-point redemption value is disclosed. Also includes the Silver Spoon Dining Program.
2 complimentary domestic AIRPORT lounge visits per quarter, gated by ₹20,000 spend in the preceding quarter — plus a separate 1 Priority Pass visit per year (best used internationally, since domestic Priority Pass use is chargeable). A $27+tax usage charge applies beyond complimentary visits per this card's own FAQ, though the portfolio's general MITC states $35+tax for the same charge elsewhere in this dataset.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
