Kotak Mahindra Bank
5% back at Myntra, 2% at Flipkart and 1% on UPI through the super.money app, each capped per cycle. ₹249 to open, free after, backed by a fixed deposit.
Cashback
Genuine cashback, credited directly — no points conversion applies. This card's cashback scheme is separate from Kotak's standard Reward Points Program; the MITC's programme-eligibility clause does not list this card among the cards it covers.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
ICICI Bank
Two lounge visits a quarter and golf access for ₹3,000 to join and ₹2,000 a year — the middle tier between Coral and Sapphiro, on the same catalogue points.
